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Home : 2006 Back Issues

2006 Back Issues

The 2006 issues of SMI are listed below from the most recent back to the beginning of the year. When you see a title of interest, click on it to view the complete article. To download an issue in its entirety (in PDF format), click the link at the end of the monthly listing.

A quick reminder about PDF files. In order to view and/or download an issue of SMI in PDF format, you will need to install the Adobe Acrobat Reader on your computer. It is available free from Adobe. (For our tips on how to download PDF files, click here.)

DECEMBER 2006

•	Cover Article: Your 10 Most Important Financial Moves for 2007
•	Editorial: Trusting the Voice You Hear
•	Level 1: Ten Motivating Reasons to Get Debt-Free
•	Level 2: Why Mortgage-Backed Bond Funds Make Sense for Long-Term Savers
•	Level 3: Six Principles for A Solid Investing Strategy
•	Level 4: Investing for More Income in 2007
•	Looking Ahead: Your Year-End Tax Advisory
•	SMI Releases New Online Retirement Planning Tool
•	Sighting: Economy Looking Very Strong
» Click here to download an Acrobat file of the entire December issue File size: < 1mb Estimated download time is: 1-3 minutes \| 56k modem < 1 minute \| Cable/DSL

NOVEMBER 2006

•	Cover Article: 2008 Broker Review: Choosing the Broker That's Right For You
•	Editorial: SMI on the Web: More Help, More Often
•	Level 1: Managing The Cost of Christmas Present
•	Level 2: For Savings You Won't Need to Draw On for Two Years or More
•	Level 3: Adding ETFs to SMI's Upgrading Portfolios
•	Level 4: Tough Summer for Upgrading Puts Winning Streak In Jeopardy
•	Looking Ahead: Parents, Organize Your Financial Life—It's the Loving Thing To Do
•	MoneyTalk: New Fund Recommendations
•	Open Line: Dogs of the Dow
•	Open Line: Historical Returns in the "Recommended Funds" Report
•	Open Line: Changing Brokers
» Click here to download an Acrobat file of the entire November issue

OCTOBER 2006

•	Cover Article: How Much Is Enough?
•	Editorial: Things Are Not As They Seem
•	Level 1: Big Savings Through Small Mortgage Pre-Payments
•	Level 2: How Ultra-Short Term Bonds Can Help Boost an Emergency Fund
•	Level 3: Profiting from Monthly Seasonality in the Stock Market
•	Level 4: In Pursuit of A Safer Way to Upgrade
•	Looking Ahead: Financial Planning and SMI's Four Levels Process
•	MoneyTalk: An Explanation of Our Decision to Not Replace Two Lagging Funds This Month
•	Open Line: Why Recommend "C" shares?
•	Open Line: Using the 401(k) Fund Tracker to Evaluate Index Funds
•	Open Line: Holding On to Closed Funds
» Click here to download an Acrobat file of the entire October issue

SEPTEMBER 2006

•	Cover Article: Five Popular Reasons for Selling Mutual Funds, and Why You Can Ignore Them
•	Editorial: Eyes Up!
•	Level 1: Making Money-wise Auto Budgeting Decisions: Part 2
•	Level 2: Use Your Savings to Help Others Help Themselves
•	Level 3: What You Might Not Know about the Dow Jones Industrial Average
•	Level 4: How SMI's "Relative Risk" Scores Alert You to Potential Losses
•	Looking Ahead: More Help for Savers in New Pension Law
•	MoneyTalk: New Fund Recommendations
•	MoneyTalk: Correction re: Return of Premium Life Insurance
•	Open Line: Are Vanguard's Bond Funds Keeping Pace?
•	Open Line: Continue Investing or Pay Down Debt?
» Click here to download an Acrobat file of the entire September issue

AUGUST 2006

•	Cover Article: The Realities of Market Timing
•	Editorial: A History Lesson
•	Level 1: Making Money-wise Auto Budgeting Decisions: Part 1
•	Level 2: Just What Does A Money Market Fund Own, Anyway?
•	Level 3: Why Now Is a Good Time to Launch Your Stock Market Strategy
•	Level 4: Market Decline Shakes Investor Confidence
•	Looking Ahead: A Voice of Experience Gives Tips on the Ins and Outs of Adoption
•	MoneyTalk: New Fund Recommendations
•	MoneyTalk: Sighting: Will Baby Boomers Cause a Market Meltdown?
•	MoneyTalk: Sighting: Dangers of Overinvesting in Your Company
•	Open Line: Inflation Concerns
•	Open Line: Money Markets vs. CDs
•	Open Line: Country-Specific Funds
» Click here to download an Acrobat file of the entire August issue

JULY 2006

•	Cover Article: Giving Money to Your Children without Ruining Their Lives
•	Editorial: God's Pledge of Faithfulness Deserves Our Faithfulness in Return
•	Level 1: What the Big Print Giveth, the Small Print Taketh Away
•	Level 2: National Savings Rate Continues to Plummet
•	Level 3: How to Take Market Turbulence in Stride
•	Level 4: Why Investment Returns Must Be Evaluated with Risk in Mind
•	Looking Ahead: Multiply Your Fruitfulness—Become a Stewardship Coach
•	MoneyTalk: New Fund Recommendations
•	MoneyTalk: Q&A with John Montgomery of the Bridgeway Funds
•	Open Line: Upgrading and the May-June Market Correction
» Click here to download an Acrobat file of the entire July issue

JUNE 2006

•	Cover Article: How to Ruin Your Financial Life
•	Editorial: Years of Plenty, Years of Famine
•	Level 1: Dress for Financial Success
•	Level 2: Understanding Yields, Gains, and Total Returns
•	Level 3: Make Sure Your Investment Decision-Making Is Inside-Out
•	Does Upgrading Pay Off in a Taxable Account?
•	Looking Ahead: Vanguard's Retirement Planning Website Shines
•	MoneyTalk: Sighting: Dividend & Capital Gain Tax Rates Extended
•	MoneyTalk: New TD Ameritrade Fee Schedule
•	MoneyTalk: Sighting: The Birth of the Boom
•	Open Line: SMIFX Clarifications
•	Open Line: Morningstar's Data
•	Open Line: Annual Seasonality & Sector Rotation
•	Open Line: Donating Stock at a Loss
» Click here to download an Acrobat file of the entire June issue

MAY 2006

•	Cover Article: The Bond Basics You Need to Know
•	Editorial: Forecasting Follies
•	Level 1: How to Deal with a Personal Financial Crisis
•	Level 2: Is It Time to Take Your Banking Online? / Part 2
•	Level 3: Why the Bulls Grow Concerned When Inflationary Fears Rise
•	Level 4: Consistency = Powerful Gains for SMI's Upgrading Portfolios
•	Looking Ahead: Help Your Child Get the Most from a College Education
•	MoneyTalk: New Fund Recommendations
•	MoneyTalk: The Fed Valuation Model is Slowly Moving Away from Extreme Undervaluation
•	MoneyTalk: More Rate Hikes to Come?
•	MoneyTalk: Sighting: "Trees Don't Grow to the Sky" — J.M. Keynes
•	MoneyTalk: Sighting: Beware "Advisory Center" Sales Tactics
•	Open Line: Does A Biblical Investing Approach Require Screening?
•	Open Line: Finding Help When Starting With SMI
» Click here to download an Acrobat file of the entire May issue

APRIL 2006

•	Cover Article: Socially Responsible Investing: The Debate Over Where to Draw the Line
•	Editorial: An Easter Meditation: The Joy of Being Home
•	Level 1: Exhibiting Prudence When Purchasing a House
•	Level 2: Is It Time to Take Your Banking Online? / Part 1
•	Level 3: When, If Ever, Should You Invest in Load Funds?
•	Level 4: Three Income-Generating Alternatives to Bond Index Funds
•	Looking Ahead: If You Can't Fund Both, Should Your 401(k) or IRA Have the Priority?
•	MoneyTalk: New Fund Recommendations
•	MoneyTalk: The Case for "Socially Responsible Spending"
•	Open Line: "Fallback" 401(k) Strategy
•	Open Line: Which Savings Vehicles to Use
•	Open Line: Interest-Only Mortgages
•	Open Line: 401(k) Fund Tracker Data
» Click here to download an Acrobat file of the entire April issue

MARCH 2006

•	Cover Article: The Myth of the Working Mother
•	Editorial: Planning Now for What the Future May Bring
•	Level 1: Does Buying in Bulk Really Save You Money?
•	Level 2: It's Purchasing Power that Counts
•	Level 3: Beating the Market with the Stock Funds in Your 401(k)
•	Level 4: The Surprising Truth About the Returns from Owning Gold
•	Looking Ahead: Is "Return of Premium" Life Insurance As Good As It Sounds?
•	MoneyTalk: New Fund Recommendations
•	MoneyTalk: Historical Investment Returns of Various Portfolio Combinations 1950-2003
•	Open Line: Schwab NTF Changes
•	Open Line: Vanguard "Getting Started — Upgrading" Problems
•	Open Line: Avoiding Investment Rip-Offs
» Click here to download an Acrobat file of the entire March issue

FEBRUARY 2006

•	Cover Article: Why Patience Is A Profitable Virtue
•	Editorial: A Behind the Scenes Look at My Personal Retirement Plan Strategy for 2006
•	Level 1: Six Keys to Responsible Spending
•	Level 2: Report Card Shows SMI's Money Fund Recommendations Excelled
•	Level 3: How to Calculate Your Rate of Return for 2005
•	Level 4: SMI Upgrading Beats The Market For 7th Straight Year
•	Looking Ahead: Stretch Your IRA to Produce Greater Family Wealth
•	MoneyTalk: New Fund Recommendations
•	MoneyTalk: Morningstar's Mysterious Process
•	Open Line: Broker Acquisitions
•	Open Line: Private School Tuition = Tithing?
•	Open Line: Buy Top Fund vs. All Four
•	Open Line: Why Funds Change Categories
» Click here to download an Acrobat file of the entire February issue

JANUARY 2006

•	Cover Article: Getting Your Financial House in Order
•	Editorial: Feeling His Pleasure
•	Level 1: A Plan for Making Your First Million
•	Level 2: Getting Your Money's Worth
•	Level 3: Choosing Funds in Your 401(k) When Your Options Are Few
•	Level 4: Fine-tuning Your Portfolio for the Risks of 2006
•	Looking Ahead: Introducing the Roth 401(k)
•	MoneyTalk: New Fund Recommendations
•	Open Line: Investing in Sector Funds
•	Open Line: Relative Risk Scores in Upgrading
•	Open Line: Money Market vs. Bond Funds
•	Rebalancing Your Portfolio - four page PDF
» Click here to download an Acrobat file of the entire January issue

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What's the #1 financial mistake many Christians make? Ignoring biblical principles when managing their money and following secular advice instead. There's a better way.

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"There are few that I have as much respect for and confidence in than Austin. His counsel in the investment area has proven to be extraordinarilywise and discerning over a long time period."

— Ron Blue
Founding Partner
of Ronald Blue & Co.
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