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2012 Back Issues

The 2012 issues of SMI are listed below from the most recent back to the beginning of the year. When you see a title of interest, click on it to view the complete article. (Note that links with the key [

] are to Web Member's only content.) To download an issue in its entirety (in PDF format), click the link at the end of the monthly listing.

A quick reminder about PDF files. To view and/or download an issue of SMI in PDF format, you will need to install the Adobe Acrobat Reader on your computer. It is available free from Adobe. (For our tips on how to download PDF files, click here.)

MAY 2012

•	Cover Article: The Crucial Role of Diversification in Reducing Risk
•	Editorial: Market Conditions Dictate the Kind of Team We Put on the Field
•	Level 1: The Essential Steps For Getting Out Of Debt
•	Level 2: Is It Time To Take Your Banking Online? — Part 3
•	Level 3: Investing Math: Why The Numbers Don't Always Add Up
•	Level 4: First Quarter Review: Best Start For Stocks Since 1998
•	Looking Ahead: Total Honesty
•	MoneyTalk: SMI Welcomes Matt and Jude Bell To Our Team
•	MoneyTalk: Becoming Totally Debt-Free
•	Money Talk: Inviting Your Calls/Emails
•	An Upgrading Overview: Easy as 1-2-3
•	Special Offer: Give a Gift, Help Your Local Church
» Click here to download an Acrobat file of the entire May issue

APRIL 2012

•	Cover Article: Will Your Retirement Nest Egg Last?
•	Editorial: Why Jesus Must Return
•	Level 1: What To Do If You Can't Pay Uncle Sam
•	Level 2: Is It Time To Take Your Banking Online? — Part 2
•	Level 3: Will Company Stock Help—or Hinder—Your Retirement Dreams?
•	Level 4: It Doesn't Pay for Upgraders to Only Buy No-Transaction-Fee Funds
•	Looking Ahead: A Scriptural Perspective of Debt
•	MoneyTalk: New Fund Recommendations for April
» Click here to download an Acrobat file of the entire April issue

MARCH 2012

•	Cover Article: A "Dee Dah Day" — The Practice of Celebration
•	Editorial: Don't Draw the Wrong Conclusion from the Bear that Wasn't (Quite) There
•	Level 1: Six Steps To Budgeting Success
•	Level 2: Is It Time To Take Your Banking Online? — Part 1
•	Level 3: Going Steady: The Advantages of a Systematic Investment Plan
•	Level 4: Checking In on SMI's Enhanced Just-the-Basics Strategy
•	Looking Ahead: Our Part in Stewardship
•	MoneyTalk: New Fund Recommendations for March
•	MoneyTalk: History of SMI's All-Clear Indicator
•	Money Talk: Inviting Your Calls/Emails
» Click here to download an Acrobat file of the entire March issue

FEBRUARY 2012

•	Cover Article: SMI's 2012 Broker Review: Choosing the Broker That's Right for You
•	Editorial: A Reassuring Look Back
•	Level 1: A Simple Plan for Making Your First Million
•	Level 2: Want to Earn More than 14%? Use Prepayment Discounts
•	Level 3: How to Get Started Investing — Without A Lot of Money
•	Level 4: No Gratification for SMI's Strategies in 2011
•	Looking Ahead: God's Part in Stewardship
•	MoneyTalk: New Fund Recommendations
•	MoneyTalk: Optional Inflation Hedges Recommendations Turn in Mixed Results in 2011
•	MoneyTalk: Update on SMI's All-Clear Indicator
» Click here to download an Acrobat file of the entire February issue

JANUARY 2012

•	Cover Article: The Core Building Blocks of Successful Investing
•	Editorial: Your Annual Behind-the-Scenes Look at My Personal Investing Strategy for the New Year
•	Level 1: Welcome to the "Land of Beginning Again"
•	Level 2: Three Ways to Boost Your Savings
•	Level 3: Why Now Is a Good Time to Launch Your Stock Market Strategy
•	Level 4: Mutually-Exclusive Outcomes Lead to Evenly Divided Asset Classes in 2012
•	Looking Ahead: Introduction to Compass' Small Group Financial Study
•	MoneyTalk: New Fund Recommendations
» Click here to download an Acrobat file of the entire January issue

SMI Back Issues

• Current Issue Summary
• 2011 Back Issues
• 2010 Back Issues
• 2009 Back Issues

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"There are few that I have as much respect for and confidence in than Austin. His counsel in the investment area has proven to be extraordinarilywise and discerning over a long time period."

— Ron Blue
Founding Partner
of Ronald Blue & Co.
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