The Snowball Principle for Paying Off All Your Debts
By Howard Dayton
Take a cue from Frosty the Snowman — snowballs can be a good thing. Apply this principle to your debt and you too can be a jolly, happy soul.

Ten Motivating Reasons to Get Debt-Free
By Wilson J. Humber
Not convinced that getting out of debt is all that important? Check out this Top 10 list on how dumping debt pays big dividends.

30-Day Diary for Tracking Income and Spending
Start getting control of your finances by tracking where your money is going.

Income Allocation Form
Use this form to allocate your income by spending category. (For guidelines, use Crown's online budget calculator.)

Individual Account Page
This form will help you track each spending category.

Debt List
Use this form to make a complete list of what you owe, to whom, and how much the monthly payments are.

Budgeting Basics 1: Reasons Not To Budget
By Matthew Pryor
If you'd rather not make financial progress, we have some excellent excuses you can use.

Budgeting Basics 2: Tracking Your Spending
By Matthew Pryor
Tracking your income and expenses is the first step toward becoming a faithful steward of what the Lord entrusts to you.

Budgeting Basics 3: Setting Category Limits
By Matthew Pryor
Making financial progress requires setting limits in each of your spending categories. Here's how.

Budgeting Basics 4: Staying the Course
By Matthew Pryor
How do you actually implement a spending plan and stick to it? We offer an overview of several common methods used to stay on budget.

One Young Couple's Budgetary Journey
By Andrew Pryor
When you're trying to get out of debt and make a budget work, it's helpful to get insight and encouragement from someone who's been there and done that.

Debt-Free Living: Eliminating Debt in a New Economy by Larry Burkett (Moody Publishers)

Free and Clear: God's Roadmap to Debt-Free Living by Howard Dayton (Moody Publishers)