This week’s picks for the best in personal finance from around the web.

What you know about retirement investing is wrong (Wall Street Journal). New research proposes a u-shaped asset allocation path for retirees.

Gold contrarians say it’s time to start buying (MarketWatch). Has the precious metal’s slide sent gold bugs running for cover? To the contrary.

Insured for old age? An economist explains the dangers of long-term care insurance (PBS). One number cruncher says the figures for LTCI don’t add up.

Consumers can check on data beyond their credit reports (NY Times). You may be surprised at how many organizations have files on you, or that you have access to those files.

Why am I not poor? (Christianity Today). A new perspective on poverty.

And from the blogosphere…

Howard Marks nails it in his new memo about the role of luck in investing (Business Insider). It takes some humility and wisdom to not take credit for all of one’s success.

My retirement fears (Can I retire yet?). Helpful post on retirement planning—after retirement.

‘Pay for success’ bonds drum up interest (Penta Daily – a Barron’s blog). Can bond investors do well by doing good?

4 security tips from a former fraudster ( In light of the recent problems at Target, now’s a good time to review your security measures.

Can I pay you to do me a favor? (Seth Godin). Clicking on the link in this post will take you to an interesting study with implications for how we use money with friends and family.

We’d love to hear your responses to any of the above. To weigh in, just meet us in the comments section.

Matt Bell

By Matt Bell

Matt Bell is Sound Mind Investing’s Associate Editor. He is the author of three personal finance books published by NavPress, leads workshops at churches and universities throughout the country, and has been quoted in USA TODAY, U.S. News & World Report, and many other media outlets.

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