Budgeting Basics 2: Tracking Your Spending

In part one of this series on the practical steps of creating and maintaining a budget, we gently poked holes in some of the common excuses people offer as to why they don't budget.

It is my opinion that some form of budgeting is essential for Christians to be wise stewards of the resources God has entrusted to us, and I hope part one helped convince you as well.

If you want to honor the Lord with your finances, but don't know where to begin, this series is for you! Let's get right to it.

Tracking your current income and expenses is the first step in constructing a balanced budget. Before you are able to make well-considered, meaningful changes in your spending, you need to know where your money is currently going.

Many people are surprised at the difference between how they think their money is being spent and what the actual numbers are, especially when it comes to the "fun" areas of spending, like recreation and clothes.

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