Not a Member?

Free Resources
	Free Reports Learn more about important investing and financial topics.
Get Blog updates sent directly to your email every day or every week. You decide. Sign up today!

Archives

• May 2012
• April 2012
• March 2012
• February 2012
• January 2012
• December 2011
• November 2011
• October 2011
• September 2011
• August 2011
• July 2011
• June 2011
• May 2011
• April 2011
• March 2011
• February 2011
• January 2011
• December 2010
• November 2010
• October 2010
• September 2010
• August 2010
• July 2010
• June 2010
• May 2010
• April 2010
• March 2010
• February 2010
• January 2010
• December 2009
• November 2009
• October 2009
• September 2009
• August 2009
• July 2009
• June 2009
• May 2009
• April 2009
• March 2009
• February 2009
• January 2009

BLOGS WE READ

• Bible Money Matters
• Bucks (New York Times)
• The Capital Spectator
• Christian Personal Finance
• CT's Money and Business
• Debt Free Adventure
• Free Money Finance
• MarketBeat
• Money Help for Christians
• Money Rules, Debt Stinks
• Real Time Economics
• Redeeming Riches

Social Bookmarking

January 12, 2009

2008 exposes 529 Plan risk

Many parents saving for college utilize Section 529 Plans as a primary savings vehicle. One of the features many people like about these plans is the ability to get set up on an "age track" that shifts the account into more conservative investments as the college date approaches.

While that sounds great in theory, the huge losses of 2008 have exposed that not all 529 plans are created equal when it comes to what that shift to safety actually means. As this study shows, some states move to very conservative fare in the years immediately preceding college, while others leave a decent amount invested in stocks right to the end.

This New York Times article explores the pros and cons of the various state allocation approaches. If you're thinking through the options available to you as a college saver, this article is a worthwhile read.