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Health Savings Accounts - the basics

Matthew posted yesterday on SMI's experience with Health Savings Accounts. It's a good read for those who may not have had a lot of direct exposure to these relatively new products.

Because Health Savings Accounts are an important part of many of the health care solutions being proposed as alternatives to the President's plan, it's important that people know exactly what they are. Many people aren't aware of the key differences, thinking "that thing I had 10 years ago at my last job" was either a Health Savings Account or at least was probably pretty much the same thing. Uh uh.

So for those who aren't clear on what exactly a Health Savings Account is and how it works, here is a short, well-constructed primer.

Take a few moments to learn the basics and you'll better understand the upcoming health care debate regarding the virtues (and vices) of a single government-payer system vs. a free-market, competition-based reform of the system.

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