No matter what may be going on in stock market on any given day, a long-term financial plan that focuses on eliminating debt, building savings, and diversifying one's investments will eventually pay off!
The new August issue of the Sound Mind Investing newsletter — just posted online — will encourage you in those pursuits.
And, of course, we've included a little bit of free-access content for those who aren't yet subscribers.
For example: you can read this article on how to juice the yields of any savings you might not need for a least a couple of years (e.g., money set aside for a major purchase or an anniversary trip).
Also in the August issue:
- How — and where — to get a your credit score (lenders, landlords, and employers may be looking your score, so you need to know what it is);
- Two investing techniques that can help you buy at better prices and protect your profits;
- A wrap-up of recent performance for our popular Fund Upgrading strategy.
Our August cover story focuses on this question: "How should you respond to what seems be the beginnings of a bear market?" We walk you through an objective process that will help you make a "sound mind" decision about your investing strategy.
Not yet an SMI print subscriber or web member? Check us out free for 30 days online!
At Sound Mind Investing, we don't try to predict anything or time the market ("Put your money in now!" "Take your money out now!). Instead, we take a long-term, "steady plodding" (Proverbs 21:5) approach to investing.
Still, we realize some readers are helped by having a reliable indicator of the overall market trend so they can make portfolio adjustments consistent with their long-term plan.
Several years ago, we developed the Bear Alert Indicator, a tool that helps our readers know the difference between a "routine" market correction and what is likely to be a deeper downturn.
The Alert triggered last Friday for the first time since January 2008. Yes, the market has rallied since then, but that's not unusual. Often the bear takes awhile to manifest fully.
SMI's Bear Alert isn't a perfect indicator (no market indicator is perfect). But the methodology of the Bear Alert has been accurate at spotting a bear market 10 out of the last 11 times it has sounded.
The Bear Alert is just one of many value-added benefits available to you if you become an SMI web member — and right now, as we celebrate SMI's 20th Anniversary, you can try a web membership for 30 days free!
Others benefits of being an SMI web member include:
- SMI's Retirement Plan Fund Tracker (shown at right) — it can generate a custom report that tracks the specific funds available in your retirement plan, so you can know which funds to choose and when.
- Our Fund Performance Rankings report — the latest data on the performance of more than 1,500 mutual funds (updated online every month).
- Access to our market-beating investing strategy called Upgrading — it's beaten the overall market in 10 of the past 11 years!
NO LONG-TERM COMMITMENT. We want you to be completely satisfied. If SMI doesn't live up to your expectations, just cancel your web membership within the first 30 days and you'll never be charged. No explanation necessary.
This special anniversary offer is good only during July, so don't procrastinate. Take advantage today!
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