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Getting In Shape In 2017 With A ‘Fiscal Health Day’

Several years ago, when New York Times personal-finance writer Ron Lieber was furloughed for a few days, he responded in true personal-finance expert fashion. By devoting one of his unpaid days off to taking care of a list
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If You Become Disabled, Is Your Income Protected?

Disability insurance may seem like just one more layer of protection you don’t really want to pay for. However, as when considering all forms of insurance, it’s wise to ask yourself, “What if?” In this case, what if you
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Do You Need Rental-Car Insurance?

With the summer vacation season around the corner, soon you may find yourself standing at a rental-car counter engaged in a potentially awkward conversation about insurance coverage. The rental-car agent may tell you there
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Do You Need Umbrella Liability Insurance?

Start investigating the subject of “umbrella” liability insurance and it won’t be long before you hear this phrase: “It’s only a couple hundred dollars per year for $1 million of coverage.” While it may sound like you get
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How Much Do You Pay for Healthcare?

I’m in the midst of revising our Recommended Cash Flow Guidelines, moving the recommended amounts for housing downward and the recommended amounts for saving upward (more on these changes in a future blog post), among
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Nearing Retirement? Look Carefully Before You Leap into Annuities

Those nearing retirement are faced with a high-stakes decision. In the event you have a company pension, should you take it in monthly payments for life or in a lump sum? If you take the lump sum, how do you invest those
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Insurance Insights: Choosing Between Term and Whole Life

Having sold hundreds of whole-life (or cash value) policies in my career, I’m familiar with the arguments in their favor. This is the story of how I moved from whole-life enthusiast to skeptic. When I began my career in
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Healthcare-Sharing Ministries: A Christian Alternative To Health Insurance

Say what you will about the Affordable Care Act (ACA), one thing is certain: it is significantly changing how health-care is paid for. One example of this can be found in the small, but fast-growing, segment of the
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Medicare Users: It’s Time for Your Annual Coverage Check-Up

If you're a Medicare user, now is the time to consider whether you'd like to make any changes to your coverage. Medicare's "Annual Coordinated Election" (open enrollment) period is coming up October 15 through December 7.
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Insights from 30 Years in the Life Insurance Business

[Editor's note: Insurance topics normally fit within the scope of our Level 1 "Strengthening Your Foundation" focus. However, in this case we wanted to be sure to grab the attention of those age 50+, who often have the
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