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An Exciting New Opportunity for SMI Members: Personal Financial Planning via MoneyGuidePro®

Personalized financial planning offers tremendous benefits. Understandably, those benefits haven’t come cheap. But thanks to our friends at SMI Advisory Services and an
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How To Get On The Same Retirement Page As Your Spouse

Imagine watching your spouse head out the door at the usual time on a weekday morning, but instead of grabbing a briefcase, he or she picks up golf clubs instead—and that’s your first clue that your spouse has
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The Wisdom and Foolishness of Saving Money

When it comes to guidance about saving money, the Bible uses the word “fool” to describe two extremes—not saving anything and saving too much. In the first case, we’re told it’s foolish not to save: “In the house of the
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An Overlooked Key to a Successful Retirement

Successful retirement planning requires many steps — estimating how much you’ll need, planning for healthcare costs, managing your portfolio, estate planning, and more. But there’s an essential step that tends to get
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Making Your Own ‘What To Do If…’ Plan

In the January issue of the SMI newsletter, we ran an article that recommended taking a “fiscal health day.” The idea is to take a day off from work to catch up on your financial chores and tackle all of those
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Getting In Shape In 2017 With A ‘Fiscal Health Day’

Several years ago, when New York Times personal-finance writer Ron Lieber was furloughed for a few days, he responded in true personal-finance expert fashion. By devoting one of his unpaid days off to taking care of a list
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2017 Contribution Limits, Deductions, and Other Rule Changes

Every year brings a number of changes in various financial rules and regs that impact our personal financial planning. While President-elect Donald Trump has proposed sweeping tax reform, it’s impossible to know which of
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Your 10 Most Important Financial Moves for 2017

As this year draws to a close, it’s a natural time for reflection. Without meaning to sound like a politician, consider this: Are you better off now than you were at the start of the year? Financially speaking, what has
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Election Analysis: How A Trump Presidency May Affect Your Taxes

In two of the most shocking political upsets in American history, President-elect Donald Trump first navigated past a field of 16 Republican challengers in the primaries, then beat the formidable Clinton machine in the
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Debt-Proof Your Christmas

Christmas can be stressful trying to figure out what to buy and for whom. Add budget concerns to that mix and it’s easy to lose our focus on why we celebrate Christmas in the first place. Mary Hunt is doing her part to
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